Buy Now, Pay Later with Shop Pay Installments
We're proud to offer Shop Pay Installments — a flexible way to pay for your purchase over time. Split your order into easy payments starting at 0% APR.
How It Works
- Add items to your cart. Shop your favorites and add them to your cart as usual.
- Check out with Shop Pay. At checkout, select Shop Pay as your payment method.
- Choose to pay in installments. Select the installment plan that works best for you — pay in 4 interest-free payments or choose a longer monthly payment plan.
- Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay.
- We'll remind you before each payment. You'll receive an email reminder before each upcoming payment so you're never caught off guard.
Frequently Asked Questions
Is there a credit check?
Shop Pay Installments is powered by Affirm. Affirm may perform a soft credit check, which does not affect your credit score.
Are there any fees or interest?
Pay in 4 installments with 0% interest. Monthly payment plans may have interest depending on the plan selected. There are no late fees.
What orders are eligible?
Shop Pay Installments is available on eligible orders. Gift cards and some other product types may not be eligible.
How do I manage my payments?
You can manage your installment payments directly through your Shop Pay account or the Shop app.
What if I need to return an item?
If you return an item, your refund will be applied to your installment balance. Contact us if you have questions about a return.
Shop Pay Installments is offered in partnership with Affirm. Subject to eligibility. Terms apply.